Here is why you should have a financial plan: What the coronavirus pandemic showed us is that if you don’t have at least a year’s expenses saved up, you expose yourself to risk of insecurity. Millions of people lost their jobs in a matter of days, without advance warning. Countless...
Budgets – why you need them and different types of budgets
Most people run a business like someone moving around in the dark. They neither look at and analyze past business records, nor plan for the future. The result is an inefficient business that rarely progresses into anything meaningful. So what can you do? Using a budget makes a big difference...